XII

<body topmargin=0 leftmargin=0 marginheight=0 marginwidth=0> <table cellpadding=0 cellspacing=0 border=0><tr> <td valign="top" colspan=2 height=90 BGCOLOR="#6666FF" TEXT="#080000" bgproperties="fixed" background="14400760egblyg.jpg"> <div> <FONT SIZE="5" COLOR="#330066" FACE="Times New Roman" ><B>Digital Ecosystems                               </B></FONT><FONT SIZE="2" COLOR="#CC3399" FACE="Times New Roman" > </FONT><FONT SIZE="2" COLOR="#3300FF" FACE="Times New Roman" >  </FONT><B> |     </B><A HREF="index.htm" TARGET="_top" TITLE="Digital Ecosystems "><U><B>home</B></U></A></div> <div> <A HREF="id2.htm" TARGET="_top" TITLE="PDE"><U>PDE</U></A>   |   <A HREF="id3.htm" TARGET="_top" TITLE=" I"><U> I</U></A>   |   <A HREF="id10.htm" TARGET="_top" TITLE="II "><U>II  </U></A>   |   <A HREF="id8.htm" TARGET="_top" TITLE=" III"><U> III</U></A>   |   <A HREF="id9.htm" TARGET="_top" TITLE="IV"><U>IV</U></A>   |   <A HREF="id21.htm" TARGET="_top" TITLE="V. 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Involvement in Early Development Program, the Institute for the Achievement of Human Potential, Philadelphia.</div> <bR> <bR> <bR> <bR> <bR> <DIV ALIGN="LEFT"></DIV> <div> <B>Second Core Reader</B></div> <div> Charles Hoang</div> <bR> <div> <B>EDUCATION: </B></div> <div> Ph.D., Economics and Finance (Doctorat d'Eat, Ministry of Education, France)</div> <div> M.B.A., University of Caen, France</div> <div> Bachelor of Law, University of Caen, France</div> <div>  </div> <div> <B>AREAS OF SUBSTANTIVE KNOWLEDGE</B></div> <div> Corporate Finance; Real Estate Finance; Real Estate Strategy; Administration;</div> <div> Investment; Managerial Economics; Project Management; Business Valuation; Eastern  Asia Economics & Studies; Non-Profit Organization Management; Martial Arts, TAO, Tai Chi</div> <bR> <bR> <DIV ALIGN="LEFT"></DIV> <div> <B>Adjunct Professor #1</B></div> <div> <B><IMG SRC="143e8c90.jpg" border=0 width="232" height="201" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></div> <div> <B>Mickey M. Greenfield, J.D., Ph.D.</B></div> <bR> <div> <B>1820 Barrs Street - 640</B></div> <div> <B>Jacksonville, FL   32204</B></div> <div> <B>Phone: (904)389-3784  Fax: (904)389-4618</B></div> <div> <B>e-mailmgreen1932@aol.com</B></div> <bR> <bR> <div> <B>EDUCATION   </B>  </div> <div> Doctor of Philosophy in Psychology - The Union Institute, Cincinnati, Ohio.</div> <div> Masters level course work completed at Georgia Southern College, Statesboro, Georgia, Juris Doctor - The University of Georgia, Athens, Georgia.</div> <bR> <div> <B>EXPERIENCE     </B></div> <div> Greenfield Center, Inc. - Jacksonville, FL and Savannah, GA</div> <div> Diversified Counseling Services, Savannah, GA</div> <div> World Learning Center, WASHINGTON, DC</div> <div> South College, SAVANNAH, GA</div> <div> Self-Employed Insurance Broker, SAVANNAH, GA</div> <div> Florida College of Advanced Judicial Studies,Faculty </div> <div> Editor-at-Large, <I><U>FINANCIAL SERVICES ADVISOR</U></I> a publication of Lexington House Books</div> <div> Trainer and Consultant-Sales performance improvement techniques</div> <div> Conduct slump prevention workshops</div> <div> prevention and educational speeches to numerous civic and professional groups</div> <bR> <bR> <bR> <bR> <DIV ALIGN="LEFT"></DIV> <div> <B>Adjunct Professor #2</B></div> <div> <B>Ted Hakimi</B></div> <div> <B>5620 Oak Blvd. S.</B></div> <div> <B>Austin, TX 78735</B></div> <div> <B>(512) 899-0700</B></div> <div> <B>atremint@earthlink.net</B></div> <bR> <div> <B>Professional Experience</B></div> <div> Nineteen years of progressive, diversified and international experience in </div> <div> management / engineering.  Demonstrated accomplishments in leadership, productivity improvements, and technical innovation.  Team leader and builder that emphasizes personal development and open communication to achieve corporate goals. </div> <bR> <div> <B>Academic</B></div> <bR> <div> Ph.D. in Management of Technology, 1997  <FONT SIZE="3" COLOR="#FFFFFF" FACE="Arial" >The Union Institute </FONT></div> <div> Masters of Business Administration (MBA), 1986 University of Phoenix</div> <div> <FONT SIZE="3" COLOR="#FFFFFF" FACE="Arial" >Bachelor of Science in Electrical Engineering Major in Communications, 1981 </FONT>Saint Louis University</div> <bR> <bR> <DIV ALIGN="LEFT"></DIV> <div> <B>Peer Learner #1</B></div> <bR> <div> <B>Jim Lacey, Ph.D.</B></div> <div> <B>10 Horton Street</B></div> <div> <B>Newburyport MA 01950</B></div> <div> <B>Phone (W) 978 960-6802</B></div> <div> <B>Phone (H) 978 465-3161</B></div> <bR> <bR> <div> <B>Professional Experience</B></div> <div> Lucent Technologies (and AT&T), North Andover, Mass. (1985-Present)</div> <bR> <div> <B>Current Position Product Manager </B>Coordinate new product introduction for next-generation optical networking products with specific responsibility for production forecasting, cost management, and information management.  Additional responsibilities range from economic analysis to customer presentations.</div> <div>  </div> <div> <B>Academic</B></div> <div> <B>Ph.D. in Economics</B>     The Union Institute Graduate School (1996)</div> <div> <B>MA in Economics</B>     Northeastern University (1993)</div> <div> <B>MS in Management</B>     Lesley College (1985)</div> <div> <B>BA in Liberal Arts</B>     Merrimack College (1977)</div> <div> <B>Instructor</B>  (1986-Present).   (Institutions include New Hampshire College, Middlesex Community College, Northern Essex Community College, and The Union Institute.) </div> <bR> <bR> <DIV ALIGN="LEFT"></DIV> <div> <B>Peer Learner #2</B></div> <bR> <div> <B>Frederick  J. Muth</B></div> <div> <B>1595 Linkside Drive</B></div> <div> <B>Atlantic Beach, Fl 32233</B></div> <bR> <bR> <bR> <div> Founder of Strategic Protocols, </div> <div> Pathways and Outcomes Inc. L.L.C.</div> <div> <U>Education:</U>                    <U>Degree/Dates Attended</U>               </div> <div> Union Institute               Doctoral Program in Human Nutrition </div> <div> Cincinnati, Ohio               1/98 - 9/00                    </div> <bR> <div> Technologies                    M.S. in Human Nutrition</div> <div> University of                     9/93 - 12/95</div> <div> Bridgeport                    </div> <div> Bridgeport, Conn.               </div> <bR> <div> Rutgers University                       M.S. in Biological Sciences     </div> <div> New Brunswick, NJ                    9/74 - 6/80</div> <bR> <div> Middlesex County College          Chem. Tech Program               </div> <div> Edison, NJ                                  9/71 - 6/74</div> <bR> <div> Villanova University                     B.S. in Business Administration          </div> <div> Villanova, Pa                               9/67 - 5/71</div> <bR> <bR> </td> </tr></table></body>